Bank of Maharashtra - SBI Platinum Credit Card vs American Express® Platinum Reserve
Joining Fees
₹2,999
₹10,000
Editor's Rating
2.3
3.7
Key Features
- Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
- Spend linked gift vouchers worth Rs. 6,000
- 5X Reward Points on Dining, Departmental store and International spends
- Card Anniversary gift voucher worth Rs. 3,000
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
- Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
- 2 complimentary Domestic Airport Lounge visits every quarter in India
Cons
- Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
