Bank Of Maharashtra - SBI Card vs HDFC Infinia Credit Card
Joining Fees
₹499
₹10,000
Editor's Rating
2.9
5
Key Features
- Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
- Annual membership fee reversal from the second year
- Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
- Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
- Book railway tickets online and they’ll get delivered at your doorstep
- You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
- As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
- If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
- Avail Renewal benefit of 10,000 Reward Points
- Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
- Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
- Enjoy lowest markup fee of 2% on all foreign currency transactions
- Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
- Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
- Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
- Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
- Earn 2X Rewards Points on dining spends
- Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
- Default Reward Rate is 3.3%
- Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
- Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
- Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
- On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)
Cons
- No Complimentary Airport Lounge access
- No Golf Privileges
Pros
- This credit card is suitable for those who’re frequent travelers
- Get Accidental Air Death cover worth Rs. 3 Crore
- If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
- This credit card is suitable for those who have high earnings
- This credit card doesn’t have any monthly & annual benefits
- This credit card is by “Invite only”
