Axis Bank Vistara Signature Credit Card vs Yes Bank First Reserv Credit Card
Joining Fees
₹3,000
₹1,999
Editor's Rating
3.7
3.9
Key Features
- Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
- Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
- Get up to 1.75% markup on foreign currency
- For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
- Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
- Credit Shield cover of 15 Lakh
- Lost Card liability 15 Lakh to 30 Lakh
- 1% fuel surcharge waiver between Rs 400 and Rs 5000
- Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
- 3 complimentary domestic airport lounge visits per quarter
- Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
- Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
- Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
- Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
- Avail 6 YES Rewardz Points on every Rs. 200 on select categories
- Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
- Instant EMI: Pay in parts for transactions as low as Rs. 1500
- Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
- Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
- Contactless Transactions
Editor's Review
Pros
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
Cons
- High Annual Fee with no waiver option
- High Annual Fee with no waiver option
- You’re tied to Club Vistara Points
Pros
- For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
- Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
- Get up to 1.75% markup on foreign currency
Cons
- No railway lounge access
- No cashback offers
- Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
