Axis Bank Vistara Signature Credit Card vs Airtel Axis Credit Card

Joining Fees

₹3,000

₹500

Editor's Rating

3.7

4.6

Key Features

  • Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India
  • Explore curated experiences with Extraordinary weekends
  • Explore curated experiences from across the world with Extraordinary weekends
  • Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
  • Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Editor's Review

Pros

  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India 

Cons

  • High Annual Fee with no waiver option
  • High Annual Fee with no waiver option
  • You’re tied to Club Vistara Points

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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