Axis Bank Vistara Signature Credit Card vs HDFC Regalia First Credit Card

• Get Club Vistara Membership as a complimentary
• On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets
• Complimentary lounge access at selected airports within India
• Explore curated experiences from across the world with Extraordinary Weekends
• Air Accident Cover of up to Rs. 2.5 crore

• You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
  In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
  Accidental air death cover worth Rs. 50 lakhs
  Emergency overseas hospitalization up to Rs. 10 lakhs
  Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
  Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
  Avail up to 5% cashback on travel and shopping spends on SmartBuy
  Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
  Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities
  
  Rewards Rate:
  * 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay
  

Pros

• Accrue Club Vistara Points on every swipe
• 3 complimentary rounds of golf in India’s most picturesque destinations
• Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights

Cons

• High Annual Fee with no waiver option
• High Joining Fees

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided