Axis Bank Vistara Platinum Credit Card vs IDFC FIRST Wealth Credit Card

* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

* Complimentary Club Vistara base Membership

* Up to 25% off up to Rs. 800 once every month at partnered restaurants

* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage

* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs

• Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
• 5% cashback on making the first EMI transaction made within 90 days of card set-up
• Avail 10X Reward Points on all transactions above Rs. 20,000
• Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
• 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
• 4 complimentary Railway Lounge visits every calendar quarter
• Low foreign exchange mark-up fee of 1.5%
• 20% discount on 1500+ Restaurants
• 15% discount on 3000+ Health & Wellness Outlets
• Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

* Get up to 3 FREE economy Flight tickets on every milestone achieved

* 2 CV points per Rs. 200 spent across all the categories

* 2 complimentary lounge visits per annum at select domestic airports

Cons

* You’re tied to Club Vistara Points

* No golf benefits

Pros

• Lifetime free credit card
• Complimentary Airport and Railway lounge access
• Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

• No milestone benefits
• Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
• Interest-free cash withdrawal available for 48 days only