Axis Bank Vistara Platinum Credit Card vs IDFC FIRST Wealth Credit Card
Joining Fees
₹1,500
₹0
Editor's Rating
4.1
3.25
Key Features
* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
* Complimentary Club Vistara base Membership
* Up to 25% off up to Rs. 800 once every month at partnered restaurants
* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
- 4 complimentary Railway Lounge visits every calendar quarter
- Low foreign exchange mark-up fee of 1.5%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
Cons
* You’re tied to Club Vistara Points
* No golf benefits
Pros
- Lifetime free credit card
- Complimentary Airport and Railway lounge access
- Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
