Axis Bank Vistara Platinum Credit Card vs HDFC Diners Club Black
Joining Fees
₹1,500
₹10,000
Editor's Rating
4.1
4.6
Key Features
* Complimentary Economy Flight Ticket as welcome gift. Continue to enjoy this benefit on renewal of your Credit Card membership every year
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
* Complimentary Club Vistara base Membership
* Up to 25% off up to Rs. 800 once every month at partnered restaurants
* Purchase Protection Cover up to Rs. 1 lakh. Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
* On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
- Avail 5 Reward Points for every Rs 150 spent
- Up to 10X Reward Points via SmartBuy and 2X on weekend dining
- HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
- Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
- Up to 50 days of interest free credit period on the credit card
- Credit liability cover: Rs. 9 lakh
- Foreign Currency Markup: 2% on all your foreign currency spends
- Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
- 24/7 Concierge Services
- Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
- 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
- Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
- Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
- HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
- Contactless Payment
- Air accident insurance cover worth Rs 2 crore
- Emergency overseas hospitalization: Rs. 50 Lakh
- Travel Insurance Cover of up to Rs. 55,000 on baggage delay
- Credit Liability Cover of up to Rs. 9 Lakh
- Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
- Complimentary Golf games across the finest courses in the world ( 6 per quarter)
Editor's Review
Pros
* Get up to 3 FREE economy Flight tickets on every milestone achieved
* 2 CV points per Rs. 200 spent across all the categories
* 2 complimentary lounge visits per annum at select domestic airports
Cons
* You’re tied to Club Vistara Points
* No golf benefits
Pros
- Air accident insurance cover worth Rs 2 crore
- Emergency overseas hospitalization: Rs. 50 Lakh
- Travel Insurance Cover of up to Rs. 55,000 on baggage delay
- Credit Liability Cover of up to Rs. 9 Lakh
- Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
Cons
- Joining and renewal fee is on the higher side
