Axis Bank Vistara Infinite Credit Card vs Kotak Wealth Management Infinite Credit Card

Joining Fees

₹10,000

₹0

Editor's Rating

4.1

3.6

Key Features

  • Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
  • Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
  • Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
  • Explore curated  experiences from across the world with Extraordinary weekends
  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
  • Get up to 15% off on Trident properties 
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
  • Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
  • Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
  • Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Editor's Review

Pros

  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points

Pros

  • 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
  • Avail 800 Reward points worth Rs 800 free every month
  • 4 complimentary visits every quarter to Visa lounges only in India

Cons

  • This Credit Card is a “by-invite-only”


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