Axis Bank Titanium Smart Traveler Credit Card vs IndianOil Citi Platinum Credit Card

Joining Fees

₹250

₹1,000

Editor's Rating

3.7

4

Key Features

  • Fuel Surcharge Waiver
  • Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
  • On every Rs. 200 spent on the credit card in India, earn 2 points 
  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants

Editor's Review

Pros

  • Dining Delights- minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

  • No Airport Lounge access 
  • No Golf Privileges 

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options


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