Axis Bank Titanium Smart Traveler Credit Card vs IDFC FIRST Classic Credit Card

Axis Bank Titanium Smart Traveler Credit Card

IDFC FIRST Classic Credit Card

Joining Fees

₹250

₹0

Editor's Rating

3.7

3.3

Key Features

Fuel Surcharge Waiver
Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
On every Rs. 200 spent on the credit card in India, earn 2 points

Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
5% Cashback on first EMI transaction done within 90 days from card set-up
10X Reward Points on all transactions above Rs. 20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
4 complimentary Railway lounge visits every quarter
Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
Fuel surcharge waiver
15% discount at 3,000+ Health and Wellness outlets

Editor's Review

Pros

Dining Delights- minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points

Cons

Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers