If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
Annual fee waived upon spending Rs. 3 lakh in the preceding year
50% cashback on movie tickets purchased through BookMyShow
Flexible Spending Limit
Visa Offers Complimentary Airport Lounge Access within India
Complimentary Priority Pass membership
On transactions over Rs. 2500, convert the purchases into EMIs
Avail up to Rs. 2.5 crore for Air Accident Cover
Get 15% off on dining bills at partnered restaurants in India
Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
Get 10 Reward Points per Rs. 200 spent domestically
Get 20 Reward Points on every Rs. 200 spent internationally on
On the first online transaction get 100 Points
In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Reward points gained on Grocery transactions will be capped to 2,000 per month
Zero lost card liability
Foreign Currency Markup: 2% on all your foreign currency spends
Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
Avail Gift Vouchers from top brands
Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
Obtain Air Accident Insurance Cover
Cons
The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
Pros
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs. 9 lakhs
Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
No golf benefits
Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
More comparisions with Axis Bank Signature Credit Card with Lifestyle Benefits