Axis Bank Signature Credit Card with Lifestyle Benefits vs Paytm HDFC Bank Select Credit Card

• If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
• Annual fee waived upon spending Rs. 3 lakh in the preceding year
• 50% cashback on movie tickets purchased through BookMyShow
• Flexible Spending Limit
• Visa Offers Complimentary Airport Lounge Access within India 
• Complimentary Priority Pass membership
• On transactions over Rs. 2500, convert the purchases into EMIs
• Avail up to Rs. 2.5 crore for Air Accident Cover
• Get 15% off on dining bills at partnered restaurants in India 
• Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
• Get 10 Reward Points per Rs. 200 spent domestically
• Get 20 Reward Points on every Rs. 200 spent internationally on 
• On the first online transaction get 100 Points 

• Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
• Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
• Get 1% Cashback on all other retail transactions
• Obtain up to 50 days of interest free credit 
• Get up to 4 complimentary add-on cards
• Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
• If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
• 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
• Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000 
• Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter 
• The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
• Avail up to 20% discount on partner restaurants through Dineout

Pros

• Avail Gift Vouchers from top brands
• Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
• Obtain Air Accident Insurance Cover 

Cons       

• The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

Pros

• 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
• Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
• 8 Complimentary access to Domestic Airport Lounges in India in a calendar year

Cons

• No rewards as such
• Get 1% Cashback on all other retail transactions
• Milestone benefits could have been made better