Axis Bank Shoppers Stop Credit Card vs LIC Axis Bank Platinum Credit Card
Joining Fees
₹500
₹0
Editor's Rating
4
3.4
Key Features
- Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
- Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
- Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
- Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
- Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
- Maximum discount is capped at Rs. 500 per month
- Offer is applicable on a minimum order value of Rs. 2500
- Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
- Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
- Complimentary lost card liability insurance cover up to credit limit
- 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 20% off at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
Editor's Review
Pros
- No redemption fee, customers can easily redeem points without paying any additional fees
- Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
- Welcome benefits
Cons
- No railway lounge access
- No airport lounge access
- Reward points are limited to Shoppers Stop outlets online/offline only
Pros
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- Complimentary lost card liability insurance cover up to credit limit
- Get up to 20% off at over 4,000 restaurants in India
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
- No Spend Based Waiver
