Axis Bank Reserve Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹30,000
₹1,000
Editor's Rating
3.7
3.6
Key Features
- Complimentary airport concierge services and complimentary luxury airport transfers
- Air accident cover: Rs.450 Lakhs
- Concessions on health and wellness coaching at Weljii
- Exclusive offers at Oberoi hotels and resorts
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Fuel Surcharge Waiver
- Handcrafted Club Marriott Asia Pacific Membership
- Exclusive offers at Oberoi Hotels and Resorts
Cons
- High Joining and Annual Fees
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
