Axis Bank Privilege Credit Card vs YES Prosperity Cashback Credit Card
Joining Fees
₹1,500
₹999
Editor's Rating
4.2
5
Key Features
- As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000
- Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
- Earn 3000 EDGE REWARD points on credit card renewal
- By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
- Get 20% off at 4000+ partnered restaurants
- Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
- On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
- 2 Complimentary domestic airport lounge access
- Avail Fuel Surcharge Waiver
- Avail up to Rs. 2.5 crore for Air Accident Cover
- On transactions over Rs. 2500, convert the purchases into EMIs
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
Editor's Review
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
- Annual Fee is Low
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
- The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
