Axis Bank Privilege Credit Card vs SpiceJet Axis Bank Voyage Black Credit Card

• Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year

• Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
• 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
• With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
• Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
• Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
• Purchase Protection Plan up to Rs. 1 Lakhs
• Credit Shield 1 Lakh
• Loss Travel Documents Cover up to 300 USD
• Delay of Check-in Baggage cover up to 300 USD
• Loss of Check-in Baggage Cover up to 500 USD

* Get complimentary SpiceClub Gold membership on card issuance, and complimentary SpiceJet add-on vouchers worth Rs. 7500
* Gain up to 28 SpiceClub Points (16 SpiceClub Points as SpiceClub Gold Member and 12 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website
* Gain up to 12 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 
* Gain 6 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions 
* Earn 4000 SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year
* Avail 6000 SpiceClub Points on achieving annual spends of Rs. 4 lakh in a card membership year
* Get 2000 SpiceClub Points on every renewal of the card
* Get 8 complimentary domestic airport lounge access every year, subject to minimum spends of Rs. 50,000 in the previous quarter
* 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
* Get up to 25% off, up to Rs. 800, once per month at over 4,000 restaurants in India 
* Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high

Pros

* Get a SpiceJet voucher worth Rs. 4,000 as welcome benefit
* Gain up to 28 SpiceClub Points or every spend of Rs. 200 on the SpiceJet mobile application and website
* Gain up to 12 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 

Cons

* No golf benefits are provided
* No international airport lounge access