Axis Bank Privilege Credit Card vs IRCTC SBI Card Premier
Joining Fees
₹1,500
₹1,499
Editor's Rating
4.2
3.5
Key Features
- As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000
- Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
- Earn 3000 EDGE REWARD points on credit card renewal
- By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
- Get 20% off at 4000+ partnered restaurants
- Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
- On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
- 2 Complimentary domestic airport lounge access
- Avail Fuel Surcharge Waiver
- Avail up to Rs. 2.5 crore for Air Accident Cover
- On transactions over Rs. 2500, convert the purchases into EMIs
- Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days
- Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
- Get 5% back Air ticket purchases on www.air.irctc.co.in
- Get 5% back E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
Editor's Review
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
- Annual Fee is Low
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
- The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600
Pros
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Avail accommodation at over 5,000 hotels, covering 350 cities in India
- 8 Complimentary Railway Lounge access in India
Cons
- No Complimentary Airport Lounge access
- No Golf/coaching sessions
