Axis Bank Privilege Credit Card vs IndianOil Axis Bank Credit Card

Joining Fees

₹1,500

₹500

Editor's Rating

4.2

3.9

Key Features

  • Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
  • Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
  • With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
  • Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
  • Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
  • Purchase Protection Plan up to Rs. 1 Lakhs
  • Credit Shield 1 Lakh
  • Loss Travel Documents Cover up to 300 USD
  • Delay of Check-in Baggage cover up to 300 USD
  • Loss of Check-in Baggage Cover up to 500 USD
  • Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
  • 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
  • 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
  • Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
  • Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
  • Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
  • Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner

Editor's Review

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high

Pros

  • Dining Delights - 15% off at partner restaurants
  • Instant discount on BookMyShow
  • 1% fuel surcharge waiver on all fuel transactions in India

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access


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