Axis Bank Neo Credit Card vs SBI Elite Credit Card

Joining Fees

₹250

₹4,999

Editor's Rating

3.8

4

Key Features

  • Avail 40% off on food delivery at Zomato
  • 5% off on utility bill payments via Amazon Pay
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
  • 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
  • Stay protected with Zero Lost Card Liability
  • Convert purchases to EMI on transactions of Rs. 2500   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
  • Fuel transaction surcharge - 1% of transaction amount
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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