Axis Bank Magnus Credit Card vs RBL Bank Platinum ShopGain SuperCard

• 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend

• 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
• 5X EDGE REWARDS on travel spends via TRAVEL EDGE
• 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
• Unlimited visits to select Airport Lounges in India
• Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
• Avail 40% discount at 4000+ partnered restaurants in India
• Indulge in hand-picked experiences around the globe with Extraordinary Weekends
• Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
• Get expert medical opinion from the panel of world class specialists at leading institutions
• Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
• No cash withdrawal fees
• 24X7 DEDICATED CONCIERGE
  

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 6,000 RP as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Earn 25 Reward Points for every Rs. 100 spent on utility bill payments - up to 500 Reward Points pm
* Get 1+1 on Bookmyshow twice a month (up to Rs. 200 per month)
* 4 Complimentary domestic lounge access (1 per quarter)
* The Platinum Shopgain SuperCard account can easily be manage on-the-go with RBL MyCard Mobile App
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum Shopgain SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* Offers on Utility Bill Payments

Pros

• Global Travel and Medical Assistance

• Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
• Reduced mark-up fee of 2% on foreign transactions

Cons

• No Golf/coaching sessions

Pros
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit

* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets

* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits

* No airmiles

* No fuel surcharge waiver