Axis Bank Magnus Credit Card vs HDFC Bank Regalia Gold Credit Card

• 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend

• 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
• 5X EDGE REWARDS on travel spends via TRAVEL EDGE
• 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
• Unlimited visits to select Airport Lounges in India
• Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
• Avail 40% discount at 4000+ partnered restaurants in India
• Indulge in hand-picked experiences around the globe with Extraordinary Weekends
• Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
• Get expert medical opinion from the panel of world class specialists at leading institutions
• Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
• No cash withdrawal fees
• 24X7 DEDICATED CONCIERGE
  

* Get Rs. 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
* Get Rs. 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs
* Avail 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital: Earn 20 Reward Points on every Rs.150  retail spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa
* Earn 4 Reward Points on every Rs. 150 spent on retail spends including Insurance, Utilities and Education
* Exclusive 24/7 Concierge Services
* Avail 12 complimentary access both at domestic and international terminals
* Using Priority Pass, cardholder and an add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India
* Enjoy great dining benefits with the Good Food Trail program: Up to 20% savings on all restaurant bill payments via Swiggy Dineout. Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App
* Get Rs. 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter
* In an anniversary year (12 billing cycles), spend Rs. 4 Lakhs to get Renewal Fee waived for next renewal year
* You can convert big spends into EMI after purchase
* HDFC Bank Regalia Gold Credit Card is enabled for contactless payments
* Accidental air death cover worth Rs. 1 Crore
* Emergency overseas hospitalization cover up to Rs. 15 lakhs
* Credit Liability cover up to Rs. 9 Lakhs  
* Zero Lost card liability

Pros

• Global Travel and Medical Assistance

• Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
• Reduced mark-up fee of 2% on foreign transactions

Cons

• No Golf/coaching sessions

Pros

* Enjoy Revolving Credit on HDFC Bank Regalia Gold Credit Card at nominal interest rate
* Get Rs. 5,000 worth flight vouchers when spending Rs. 5 Lakhs in an anniversary year 
* Avail additional Rs. 5,000 worth flight vouchers when spending Rs. 7.5 Lakhs in an anniversary year 

Cons

* No Golf benefits
* There is a capping on grocery purchase
* Rewards are in form of vouchers