Axis Bank Magnus Credit Card vs HDFC Bank Diners Club Black Metal Edition Credit Card

• 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend

• 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
• 5X EDGE REWARDS on travel spends via TRAVEL EDGE
• 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
• Unlimited visits to select Airport Lounges in India
• Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
• Avail 40% discount at 4000+ partnered restaurants in India
• Indulge in hand-picked experiences around the globe with Extraordinary Weekends
• Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
• Get expert medical opinion from the panel of world class specialists at leading institutions
• Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
• No cash withdrawal fees
• 24X7 DEDICATED CONCIERGE
  

* Unlimited Airport lounge access in India and worldwide for primary and add-on card members
* 6 Complimentary Golf games every quarter across the finest courses in the world 
* Obtain complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit (This benefit can be availed by spending Rs. 1.5 Lakh within the first 90 days of card issuance)
* Avail 10,000 Bonus Reward Points on spends of Rs. 4 lakh every calendar quarter
* Earn 2X Reward Points on Weekend Dining
* Earn 5 Reward Points for every Rs. 150 retail spends
* Earn up to 10X Reward Points on spends via SmartBuy
* Up to 50 days of interest-free credit period 
* Credit liability cover worth Rs. 9 lakh
* 2% on all foreign currency spends
* You can convert big spends into EMI after the purchase 
* Enjoy contactless payments on HDFC Bank POS machines 
* Air accident insurance cover worth Rs. 2 Crore
* Emergency overseas hospitalisation: Rs. 50 Lacs
* Travel Insurance Cover up to Rs. 55,000 on baggage delay beyond 8 hours for international flight 
* Get the Renewal Fee waived for the next renewal year by spending Rs. 8 Lakhs in 12 Months  
* Credit Liability Cover of up to Rs. 9 Lakh
* Fast-Track Airport Experience
* The Small Medium Enterprise (SME) program offers customized solutions like workspaces, business insurance, and wellness discounts to meet small and medium-sized businesses' needs

Pros

• Global Travel and Medical Assistance

• Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
• Reduced mark-up fee of 2% on foreign transactions

Cons

• No Golf/coaching sessions

Pros

* Enjoy wonderful dining benefits with the Good Food Trail program
* Obtain up to 25% savings off on all restaurant bill payments via Swiggy Dineout 
* The Dining Delight program provides distinct dining offers ranging from gourmet cuisine to local delicacies.
* Enjoy access to some of the best spas in India at special rates

Cons

* No complimentary offers for movie tickets
* The travel benefits only come only in the form of lounge access, there are no air miles or co-branded benefits provided
* Joining fee is on higher side