Axis Bank Freecharge Plus Credit Card vs AXIS Bank IOCL Rupay Credit Card

Axis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card
Axis Bank · Visa
3.9
₹350 / Joining Fees
Apply Now →
VS
AXIS Bank IOCL Rupay Credit Card
AXIS Bank IOCL Rupay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
Apply Now →
Fees
Axis Bank
Axis Bank
Joining Fees
₹350
₹500
Renewal Fees
₹350
₹500
Network
Visa
Rupay
Editor's Review
3.9
3.9
Free Lounge Access
No
No
Features
Axis Bank Freecharge Plus Credit Card
  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year
AXIS Bank IOCL Rupay Credit Card
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Editor's Review
Axis Bank Freecharge Plus Credit Card

Pros

  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining

Cons            

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 
AXIS Bank IOCL Rupay Credit Card

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
  • 10% instant discount for movie ticket booked via BookMyshow website
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits

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