Axis Bank Buzz Credit Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹750

₹1,000

Editor's Rating

3.9

3.6

Key Features

  • Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days 
  • Get 10% instant discount on Flipkart from 1-5th each month
  • Get 5% instant discount on Flipkart from 6-31st each month 
  • Get 2 Axis EDGE REWARD points on every Rs 200 spent 
  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros

  • Get 3x Axis EDGE REWARD points on online shopping 
  • Dining Delights- minimum 15% off on partner restaurants in India 
  • Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends

Cons

  • No Airport Lounge access 
  • No Fuel Surcharge Waiver 

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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