Axis Bank Buzz Credit Card vs Kotak 811 Credit Card

• Upon joining Axis Bank Buzz Credit Card, get a Flipkart Gift Voucher worth Rs. 1000 on making 3 purchases within the first 45 days 
• Get 10% instant discount on Flipkart from 1-5th each month
• Get 5% instant discount on Flipkart from 6-31st each month 
• Get 2 Axis EDGE REWARD points on every Rs 200 spent 

• Earn 2 reward points for every Rs. 100 spent online
• Earn 1 reward points for every Rs. 100 spent offline
• Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
• Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
• Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
• Add-on Card will have all the benefits that the cardholder enjoys on its Card
• This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
• Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more

Pros

• Get 3x Axis EDGE REWARD points on online shopping 
• Dining Delights- minimum 15% off on partner restaurants in India 
• Milestone Benefits: Avail Flipkart gift vouchers worth up to Rs. 7000 annually on milestone spends

Cons

• No Airport Lounge access 
• No Fuel Surcharge Waiver 

Pros

• Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
• In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
• Railway Surcharge Waiver

Cons

• No dinning benefits
• No Golf Benefits
• No Airport Lounge Access