Axis Bank Aura Credit Card vs IDFC FIRST Select Credit Card

* As part of the credit card welcome benefit, avail Decathlon and Amazon voucher of Rs. 750. Do note the Decathlon voucher can be used at any Decathlon store or for online purchase
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month
* Gain access to 16 recorded sessions per month
* On health checkups get annual discount up to Rs. 500
* Enjoy 1% fuel surcharge at any fuel stations. This is applicable on transactions between Rs. 400 and Rs. 4000 per month
* Avail minimum 30% discount on nutritional/diet consultation from renowned nutritionists
* Avail minimum 30% discount on nutritional foods
* Gain 2 Edge Points on spends of Rs. 200 spendings
* Gain 5X EDGE REWARDS on insurance spends
* Enjoy up to 20% discount at the bank’s partnered restaurants in India
* The card is EMV certified chip credit card

• Get 3X Reward Points on Spends till Rs. 20,000 in a statement cycle
• Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
• Avail 1X Reward Points on Insurance premium and Utility bill payments
• Use the Reward points to instantly pay for online or in-store purchases
• Get 3X Reward Points on rental and property management transactions
• Avail ‘Buy One, Get One' offer on movie tickets up to Rs. 125 on Paytm mobile app. This is valid twice per month
• Enjoy 300+ Brand Offers all year long
• Get up to 20% discount at 1500+ restaurants
• Complimentary Roadside Assistance worth Rs. 1,399
• 1% Fuel Surcharge Waiver up to Rs. 300 per month at all fuel stations in India, on transactions between Rs. 200 and Rs. 5000
• Air Accident Cover of Rs. 1 Crore
• Personal Accident Cover of Rs. 5,00,000
• Lost Card Liability Cover of Rs. 50,000
• Comprehensive Travel Insurance Cover of Rs. 22,500
• Convert all transactions above Rs. 2,500 into easy and convenient EMIs on the mobile app
• Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
• Enjoy convenient transfer of balances from other bank credit cards with the bank’s balance transfer privilege

Premium Benefits includes as follows:

• Availing 2 complimentary Domestic airport lounge visits per quarter, on spending Rs. 20,000 every month  
• Availing 4 complimentary railway lounge visits per quarter
• Cancellation For Any Reason (CFAR) insurance: Get cancellation cover for up to 2 claims up to Rs. 10,000, will be available for hotel and flight booking cancellations.

VISA Offers are as follows:

• Airport Meet & Greet - Avail discounts on Airport Fast Track immigration service worldwide
• Airport Transfers - Enjoy discounts on Airport transfer limousine service across in more than 3000 cities across 83 countries
• Concierge 
• Luxury Hotel Collection – Get access to over 900 luxury hotels around the globe with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others

MasterCard Offers are as follows:

• Limo Service Airport Pick Up and Drop 
• Airport Meet & Assist - Cardholders will get assistance through the airport with all aspects of their departure and arrivals
• Get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Pros

* Dining Delights- minimum 20% off on partneres restaurants in India
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month

Cons
* No Airport Lounge access
* No Golf Privileges

Pros

• Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
• Domestic airport and railway lounge access
• Get 3X Reward Points on rental and property management transactions

Cons

• No International Airport Lounge access
• Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
• No Priority Pass facility