Apollo SBI Card vs LIC Axis Bank Signature Credit Card

• Get complimentary Apollo Gold Tier Membership
• Get 3X Reward Points on every Rs. 100 spent on all Apollo services
• Get 10% Instant Discount at Select Apollo Services
• On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
• 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
• Complimentary lost card liability insurance cover up to credit limit
• 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
• Get up to 20% off at over 4,000 restaurants in India 
• Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Convert Reward Point into Health Credits
• Get 10% Instant Discount at Select Apollo Services
• Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

• The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
• The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
• No Golf/coaching sessions

Pros

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• 8 complimentary domestic airport lounge access per calendar year
• Complimentary lost card liability insurance cover up to credit limit

Cons

• No golf benefits are provided
• No international airport lounge access
• No Spend Based Waiver