Apollo SBI Card vs BOB Financial Select

Joining Fees

₹499

₹750

Editor's Rating

3.2

4.3

Key Features

  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 


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