American Express SmartEarn™ Credit Card vs Max SBI Card SELECT
Joining Fees
₹495
₹1,499
Editor's Rating
3.4
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points.
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points.
- Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores.
- 1% fuel surcharge waiver
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies.
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 34400 RP worth Rs 8600.
Cons
- No golf/coaching sessions
