American Express SmartEarn™ Credit Card vs ICICI Bank Manchester United Signature Credit Card
Joining Fees
₹495
₹2,499
Editor's Rating
3.4
3.6
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Annual fee will get waived off if you spend more than Rs. 2,50,000 in the previous year
- Enjoy Exclusive Manchester United Experience:
The top most spender every month, across all the Cardholders from both variants, will get a signed Manchester United jersey, a match ticket and up to 10% discount on merchandise on the Manchester United online store. Top 18 spenders will get an exclusive fully paid “Manchester United Experience” with:
A. A private tour of the stadium and museum in Manchester, England
B. Opportunity to watch a part of a training session of the First Team Squad
C. A visit to the Manchester United megastore at the stadium
- Avail waiver of 1% on fuel surcharge, which is valid on a maximum spend of Rs. 4,000 per transaction at all HPCL pumps
- Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
- Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel
- BookMyShow And Inox: Get 25% discount capped up to Rs 150 on purchase of minimum two tickets per transaction. This benefit can be availed two times in a month on BookMyShow and Inox individually
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- 2 complimentary access to domestic airport lounges per quarter
- Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
- Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel
Cons
- No Insurance Benefits
- No Golf Benefits
- No International Lounge Access
