Compare American Express® Platinum Card vs HDFC Diners Club Privilege Credit Card

Earn 1,00,000 Welcome Bonus Membership Rewards® Points
Benefits worth Rs. 37,000 every time one book at one of the 1000+ properties under the Fine Hotels & Resorts collection. Get 25% off at Taj, SeleQtions and Vivanta Hotels
REMAIN PROTECTED WITH BENEFITS UP TO Rs. 20,000 BY AVAILING:

A. Air Accident Insurance

B. Overseas Medical Insurance

C. Purchase Protection

D. Wallet Protection

24X7 CONCIERGE SERVICE
Access over 1,200 Airport Lounges globally that includes the following:

1. The Centurion® Lounge

2. American Express Lounges

3. Priority Pass™ Lounges

4. Delta Sky Club® Lounges when flying Delta

5. Escape Lounges 6. Domestic Partner Lounges in India

Avail exclusive deals on airlines such as Emirates, Qatar Airways, Virgin Atlantic, British Airways, Air France, KLM, Delta Airlines and more
Complimentary benefits worth Rs. 37,000 at the iconic 5-star properties, which includes guaranteed 4 pm late check-out, room upgrades at check-in when available, daily breakfast for two, WiFi or a special amenity at each property worth US$100. Hotels included are Four Seasons Hotels & Resorts, Mandarin Oriental, The Ritz-Carlton and many more
Upgrades to Elite Tier Memberships: Taj InnerCircle Silver Tier, Marriott Bonvoy™ Gold Elite Status, Hilton Honors Gold Status, Radisson Rewards Gold Status, Hertz Gold Plus Rewards
For death due to air accident, get Coverage of Rs. 5 Cr, for loss of checked-in baggage, passport or documents., get coverage of Rs. 50,000, and avail complimentary Overseas Medical Insurance for US$ 50,000 for the first seven days of a trip
Avail 3X Membership Reward points on everything, every time you spend abroad
Access VIP-only events, pre-sale tickets and best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
Access favourite restaurants around the world such as Hakkasan London, Zuma Rome, Nobu New York, Cipriani Dubai and many more
Enjoy access to Platinum Fine Dining at restaurants in Delhi/NCR, Mumbai, Bengaluru, Chennai, Kolkata and other cities. Enjoy meals with a glass of wine and/or dessert at restaurants like Masala Bay, Spicy Duck, The Lodhi, Vetro and Enoteca etc
Up to 50% off at over 1800 premium restaurants in India with a complimentary membership to EazyDiner Prime. Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
Complimentary access to more than 30+ golf courses across India

Complimentary annual memberships availed from the following partners upon achieving annual spend milestone of Rs 5 Lakhs at the time of card anniversary- Zomato Gold, Amazon Prime, MakeMyTrip Double Black, Times Prime, BigBasket Star
Monthly Milestone: Avail chance of complimentary choice of any one benefit amongst Ola Select or cure.fit Live 1 month membership or BookMyShow or TataCLiQ vouchers worth Rs. 500 each on spends of Rs. 40,000 in a calendar month
Exclusive discounts at leading spas, salons, and gyms
Complimentary golf games (2 per quarter) across the finest courses around the globe
24/7 Concierge Services
Insurance Benefits

Pros

Healthcare Offers are as follows:

1. Up to 20% off on health check-ups, OPD Consultation, dental treatments

2. Discounted stays at villas with wellness experiences

3. 20% off on skincare & beauty products

4. 15% off on pharmacy

5. Special discounts on spa services at Atmamtan Spa, O2, Tattva

Hype Luxury Car Rentals Offers Earn: Avail benefits worth up to Rs. 90,000 annually
Fraud protection worth Rs. 15 Lakh and Emergency Hotel and Travel Assistance up to Rs. 2 Lakh and emergency cash in India

Cons

Extremely high Annual Fee with no first-year waiver
High minimum payment
Variable APR/Interest Rates

Pros

Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
12 Complimentary Airport lounge access to 1000+ Lounges in India and globally for primary and add-on
4 Reward Points for every Rs. 150 spent

Cons