American Express® Gold Card vs YES Prosperity Cashback Credit Card
Joining Fees
₹1,000
₹999
Editor's Rating
3.8
5
Key Features
- Welcome Gift of 4,000 Bonus Membership Rewards® Points
- Get benefits on travel bookings with American Express Travel Online
- Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
- Avail 2 Supplementary Gold Credit Cards at no additional cost
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
Editor's Review
Pros
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
- Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
- Enjoy greater flexibility in spending with "no pre-set" limit
Cons
- The travel rewards can only be redeemed through amextravel.com
- Variable APR/Interest Rates
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
