American Express® Gold Card vs Axis Bank Magnus Credit Card

Joining Fees

₹1,000

₹10,000

Editor's Rating

3.8

4.3

Key Features

  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost
  • 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend
  • 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
  • 5X EDGE REWARDS on travel spends via TRAVEL EDGE
  • 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
  • Unlimited visits to select Airport Lounges in India
  • Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
  • Avail 40% discount at 4000+ partnered restaurants in India
  • Indulge in hand-picked experiences around the globe with Extraordinary Weekends
  • Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
  • Get expert medical opinion from the panel of world class specialists at leading institutions
  • Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
  • No cash withdrawal fees
  • 24X7 DEDICATED CONCIERGE

Editor's Review

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates

Pros

  • Global Travel and Medical Assistance
  • Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
  • Reduced mark-up fee of 2% on foreign transactions

Cons

  • No Golf/coaching sessions


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