Amazon Pay ICICI Bank Credit Card vs Citi PremierMiles Card

* No joining fee or annual fee
* No limit to the earnings from this card
* No expiry date for the earnings
* Earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100+ partner merchants
* Get complete waiver of 1% on fuel surcharge every time
* No cost EMI – 3&6 month on Amazon.in
* Get 5% cashback on Amazon.in for Amazon Prime customers
* Get 3% cashback on Amazon.in for non-prime customers
* Get 2% cashback on 100+ Amazon Pay partner merchants
* Get 1% cashback on other payments such as shopping, travel, dining, insurance payments, and much more
* ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance.

• On the yearly card renewal period, get 3000 Bonus Miles
• Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
• Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
• Redeem miles over more than 100 domestic and international airlines
• Transfer your miles to any of the card’s hotel & airline partner
• Miles never expires so you can use them whenever you desire
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments  
• Complimentary Access to Airport Lounges in India
• Instant loans availed
• Get amazing deals and discounts locally & in other 90 countries
• As you earn more miles, redeem easily at www.premiermiles.co.in
• You can either redeem the miles now or keep collecting them
• Using Citi contactless card pay the easy way  
• Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
• Enjoy the latest offers on the credit card  
• Have instant savings on lifestyle and wellness categories  
• Join the millions of subscribers with a unique analysis of the issues behind the headlines
• Personal Air Accident Insurance cover of Rs 1 crore
• Lost Card Liability Cover of Rs. 10 Lakh

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges

Pros

• The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
• On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
• Save up to 20% across all Citibank's partnered restaurants

Cons

• No Annual Fee Waiver
• High-interest rates