Air India SBI Platinum Card vs Shoppers Stop Black HDFC Bank Credit Card

Joining Fees

₹1,499

₹4,500

Editor's Rating

3.7

4

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access
  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
  • Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • 16 complimentary domestic lounge access per calendar year (4 per quarter) 
  • 8 complimentary international lounge access per calendar year (2 per quarter) 
  • 1% fuel surcharge waiver at all fuel stations in India 
  • Convert big spends into EMI after purchase
  • This card is equipped with contactless payment technology for added convenience and speed
  • Get Accidental air death cover worth  Rs. 3 Crores
  • Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
  • Credit liability cover of up to Rs. 9 Lakhs
  • Zero lost card liability

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

  • No golf benefits are provided
  • No movie and dining benefits


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