Air India SBI Platinum Card vs Citi Prestige Credit Card

Joining Fees

₹1,499

₹20,000

Editor's Rating

3.7

4.1

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access
  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate


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