Air India SBI Platinum Card vs RBL Bank CA SuperCard

Joining Fees

₹1,499

₹0

Editor's Rating

3.7

3.4

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access

* Avail 1 Reward Points on every Rs. 100 spent for all spends except Fuel 
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum cap is 1,000 Reward Points
* Earn 10 Reward Points for every Rs. 100 spent on Dining 
* Avail Gift Voucher worth Rs. 1,000 on every 1 lakh spent starting Rs. 4 lakhs (Assuming spends of Rs. 4,00,000. Get Gift Voucher worth 1,000)
* Avail 1+1 free movie ticket once a month (up to Rs. 200) on BookMyShow
* Get a fuel surcharge waiver of up to Rs. 100 per month
* 4 Complimentary Domestic Lounge Access in a year. The maximum limit of 1 complimentary airport lounge access in a quarter
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to CA SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Cons
* No golf benefits
* No airmiles


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