Air India SBI Platinum Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹1,499
₹1,000
Editor's Rating
3.7
3.6
Key Features
- Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
- For every Rs. 100 spent, get 2 Reward points
- On annual bases, get nearly 15,000 bonus Reward points
- Every year, enjoy obtaining anniversary gift of 2,000 Reward points
- Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
- Complimentary Visa Lounge Access
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
- Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
- Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps
Cons
- No golf/coaching sessions
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
