Air India SBI Platinum Card vs Axis Bank Vistara Signature Credit Card

• Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
• For every Rs. 100 spent, get 2 Reward points
• On annual bases, get nearly 15,000 bonus Reward points
• Every year, enjoy obtaining anniversary gift of 2,000 Reward points
• Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
• Complimentary Visa Lounge Access

• Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
• Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
• Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
• 2 Complimentary lounge access at select airport within India
• Explore curated experiences with Extraordinary weekends
• Explore curated experiences from across the world with Extraordinary weekends
• Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
• Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
• Purchase Protection Cover up to to Rs. 1 lakh
• Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Pros

• Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
• Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
• Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

• No golf/coaching sessions

Pros

• Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
• Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
• 2 Complimentary lounge access at select airport within India 

Cons

• High Annual Fee with no waiver option
• High Annual Fee with no waiver option
• You’re tied to Club Vistara Points