Air India SBI Platinum Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

3.7

3.9

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access

*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card

* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year

* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card

* Domestic airport lounge access

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros

* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India

* Get 10% instant discount for movie tickets booked through BookMyShow website or app

* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses

Cons

* No International Airport Lounge access

* No Golf benefits

* No travel miles benefits


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