Air India SBI Platinum Card vs American Express® Platinum Reserve
Joining Fees
₹1,499
₹10,000
Editor's Rating
3.7
3.7
Key Features
- Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
- For every Rs. 100 spent, get 2 Reward points
- On annual bases, get nearly 15,000 bonus Reward points
- Every year, enjoy obtaining anniversary gift of 2,000 Reward points
- Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
- Complimentary Visa Lounge Access
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
- Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
- Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps
Cons
- No golf/coaching sessions
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
