Air India SBI Platinum Card vs Amazon Pay ICICI Bank Credit Card

• Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
• For every Rs. 100 spent, get 2 Reward points
• On annual bases, get nearly 15,000 bonus Reward points
• Every year, enjoy obtaining anniversary gift of 2,000 Reward points
• Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
• Complimentary Visa Lounge Access

• No joining fee or annual fee
• Avail a waiver of 1% on fuel surcharge payments each time when refueling
• There’s no limit or expiry date on the rewards earned
• The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
• No cost EMI – 3 & 6 month on Amazon.in
• Get 5% cashback on spends done on Amazon India for Amazon Prime customers
• Get 3% cashback on spends done on Amazon India for non-prime customers
• Get 2% cashback on payments to 100+ Amazon Pay partner merchants
• Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
• ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

Pros

• Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
• Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
• Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

• No golf/coaching sessions

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges