6E Rewards - IndiGo HDFC Bank Credit Card vs HDFC Infinia Credit Card

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Get 1 6E Rewards per Rs.100 Spends on all other spends
• Enjoy Discounted Convenience Fee on IndiGo tickets- Rs.150 per pax
• Exclusive Dining Privileges: Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
• Markup fee of 3.5% on all foreign currency transactions
• Zero Lost card liability  
• Up to 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at a nominal interest rate
• Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
• Convert your big spends into EMI after purchase
• This card is enabled for contactless payments
• 1% waiver on the fuel surcharge

• You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
• As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
• If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
• Avail Renewal benefit of 10,000 Reward Points
• Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
• Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
• Enjoy lowest markup fee of 2% on all foreign currency transactions
• Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
• Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
• Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
• Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
• Earn 2X Rewards Points on dining spends
• Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs

Rewards Rate:

• Default Reward Rate is 3.3%
• Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
• Get Accelerated Reward Rate: 33% (10X with limited partners)

Pros

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Enjoy Good Food Trail Dining program that includes premium restaurants across top cities

Cons

• No golf benefits are provided
• No international and domestic airport lounge access

Pros

• This credit card is suitable for those who’re frequent travelers
• Get Accidental Air Death cover worth Rs. 3 Crore
• If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs

Cons

• This credit card is suitable for those who have high earnings
• This credit card doesn’t have any monthly & annual benefits
• This credit card is by “Invite only”