6E Rewards - IndiGo HDFC Bank Credit Card vs BOI International Credit Card

6E Rewards - IndiGo HDFC Bank Credit Card
6E Rewards - IndiGo HDFC Bank Credit Card
HDFC Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
BOI International Credit Card
BOI International Credit Card
Bank of India · Rupay
4.1
₹1,500 / Joining Fees
Apply Now →
Fees
HDFC Bank
Bank of India
Joining Fees
₹500
₹1,500
Renewal Fees
₹500
₹1,500
Network
Mastercard
Rupay
Editor's Review
3.6
4.1
Free Lounge Access
No
Yes
Features
6E Rewards - IndiGo HDFC Bank Credit Card
  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Get 1 6E Rewards per Rs.100 Spends on all other spends
  • Markup fee of 3.5% on all foreign currency transactions
  • Zero Lost card liability  
  • Up to 50 days of interest-free period from the date of purchase
  • Enjoy Revolving Credit at a nominal interest rate
  • Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
  • Convert your big spends into EMI after purchase
  • This card is enabled for contactless payments
  • 1% waiver on the fuel surcharge
BOI International Credit Card
  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
Editor's Review
6E Rewards - IndiGo HDFC Bank Credit Card

Pros

  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Welcome Benefits

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access
BOI International Credit Card

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 

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