HDFC Bank Credit Card Redeem Points

All eligible HDFC BANK credit cardholders are provided opportunities to earn rewards for each purchase transaction. The program has been designed to cater to the needs of every type of customer. Rewards can be earned from shopping, travel and other forms of transactions with an HDFC BANK Credit-Card. The reward points earned can be redeemed for gift vouchers, purchase of electrical supplies, accessories, and much more.

How to earn HDFC Credit Card Reward point?

Credit card reward points are rewards or perks offered by banks to a credit card customer each time the user spends on their credit card.

Redeem HDFC BANK Credit-card reward points Online

You can follow the below-mentioned steps for online point redemption through Internet Banking.

Step 1- Log in to internet banking portal of HDFC with your registered user ID and password

Step 2- Then click on the “Credit Card” tab

Step 3- Register your credit card by clicking on “Register New Card”.

Step 4- Then the OTP will be sent to the registered mobile number. Ignore this step if already registered

Step 5- Then select the “Redeem Reward Points” from the home page of “Online Redemption”

Step 6- Now you can select “Points Range” and then the “Item Category”

Step 7- Then, you need to choose the merchandise from the catalogue, that you simply wish to get with your points and then add it to your cart

Step 8- Click on “View Shopping Cart”

Step 9- Now, check the applicable “Terms and Conditions” and verify your address and contact information. Finally, click on “Redeem” to finish the transaction

Redeem HDFC BANK Credit-card reward points by Post

HDFC credit card holders will download the reward redemption form by clicking here

Fill in all the main points needed and post it to the following mailing address at:

Rewards help desk,

HDFC Bank Cards Division,

P.O.Box No. 8654,

Thiruvanmiyur, P.O., Chennai

600 041

Alternatively, users can also drop the form at the closest credit cards dropbox.


These are some of the frequently asked questions (FAQs) by customers related to HDFC BANK Credit Card.