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HDFC Bank Credit Card Bill payment - Pay Online & Offline

Once you make purchases using your HDFC BANK credit card, you have got to pay the used amount back to the bank. This must be done once your HDFC BANK credit card statement is generated for a particular period. HDFC BANK credit card offers a few ways, each online and offline, to pay your credit card bill quickly and conveniently. Each method features a totally different payment processing time, that you need to be aware before initiating credit card bill payment.

 

Payment Method

These are the widely used methods for online payment of credit card bill. You can follow the underwritten steps for making the payment.

  • Internet Banking

Processing time- Same Day

  • Login to your HDFC Bank net banking portal using your registered customer ID and password
  • Go to the ‘Cards’ section where you'll find details of all of your credit cards
  • Select the credit card and click on on ‘Pay’
  • Select the amount you want to pay- total outstanding or minimum amount due, else enter a preferred amount
  • Once you click on pay, the amount will be deducted from your HDFC Bank Savings/Current account and will be credited into your HDFC credit card Account
  • Mobile Banking

Processing time- Instant

  • Visit m.hdfcbank.com on your device
  • Login using your registered Customer ID and password
  • Go to the ‘Cards’ section where you'll find details of all of your credit cards
  • Select the credit card and click on ‘Pay’
  • Select the amount that you want to pay – total outstanding or minimum amount due, else enter a preferred amount
  • Mobile application

Processing time- Instant

  • Login using your registered customer ID and password
  • Select ‘Credit Card’ from the bottom menu. Here you'll notice details of all of your credit cards
  • Click on ‘Credit Card Payment’
  • Select the account through which you would like to make the payment and therefore the right credit card
  • Choose the amount to be paid– total outstanding or minimum amount due, else enter a preferred amount
  • Click on ‘Pay Bill’

    HDFC BANK ACCOUNT HOLDER (ONLINE PAYMENT)

    HDFC BANK offers a few other methods of Online Bill Payment.

    ·      NEFT

    ·      UPI

    ·      RTGS

    ·      Bill-Desk

    ·      VISA Card Pay

    HDFC BANK ACCOUNT HOLDER (OFFLINE PAYMENT)

    People who are not comfortable with online bill payment can opt for offline payment of bills. HDFC BANK offers a few other methods of Offline Bill Payment.

    ·      Cash

    ·      ATM

    ·      Cheque

     

    Moratorium on HDFC BANK Credit-card Bill Payment under RBI’s COVID-19 regulatory

    Following the guidelines mentioned in RBI’s COVID-19 regulative Package, HDFC BANK Card is permitting its cardholders the facility to avail moratorium on bill payments. Here are the necessary highlights of this facility:

    • All credit card holders who are making bill payments frequently and don't have any overdue are eligible for the moratorium
    • Interest charges are going to be applicable on the outstanding amount even during the moratorium period
    • Late payment charges won't be applicable
    • To opt for a moratorium, you need to place a letter of invitation with the bank five days before the payment due date
    • This is not a discharge of the outstanding amount or EMI, simply a deferment till August 2020
    • Cardholders will need to pay the whole outstanding amount along with the accumulated interest charges on the next due date after August 2020
    • Opting for the moratorium period won't have an effect on your credit score

     For more details related to the COVID-19 Moratorium period.

    FAQs

    These are some of the frequently asked questions (FAQs) by customers related to HDFC BANK Credit Card.

     






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