IDFC FIRST Select Credit Card fees and charges
Category
travel,fuel,rewards,cashback
Fintra's Rating
2.75/5
IDFC FIRST Select Credit Card - Fees & Charges
- Interest Charges: From 0.75% to 2.99% per month accounting to Annual Rate 9% to 35.88%
- Nil joining fees lifetime
- Nil renewal fees lifetime
Welcome Benefits of FIRST Select Credit Card includes availing Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up. You'll also get 5% cashback on first EMI transaction performed within 90 days of card set-up
IDFC FIRST Select Credit Card Welcome Offers- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
