IDFC FIRST Select Credit Card Features and Benefits

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Fees

Interest Charges: From 0.75% to 2.99% per month accounting to Annual Rate 9% to 35.88%
Nil joining fees lifetime
Nil renewal fees lifetime

IDFC FIRST Select Credit Card Fees

Welcome Benefits of FIRST Select Credit Card includes availing Gift Vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days of card set-up. You'll also get 5% cashback on first EMI transaction performed within 90 days of card set-up

IDFC FIRST Select Credit Card Welcome Offers

Editor's Review

Pros

10X Rewards on all spends done on your Birthday
Reward points will never expire
Comprehensive Travel Insurance Cover of Rs. 22,500

Cons

Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great

IDFC FIRST Select Credit Card Editor's Review