HDFC Business Regalia Credit Card - Review & Apply
Category
travel,fuel,rewards,business,lounge
Fintra's Rating
4/5
Pros
- On all foreign currency spends, avail the lowest foreign currency markup of 2%
- Redeem Reward Points instantly against Airline ticket booking and Hotel booking
- Enjoy the exclusive 24/7 Concierge Service
Cons
- Although complimentary Membership to the Priority Pass Program is offered, all Lounge visits within India using priority pass will be charged at US $27 + GST
- Lounge Visits outside India exceeding the complimentary visits will be charged at US $27 + GST.
- The annual fee of 2500 is moderately high
Interest Charges: Up to 3.6% per month, accounting to 43.2% per annum
HDFC Business Regalia Credit Card FeesNo welcome offer
HDFC Business Regalia Credit Card Welcome Offers- Earn 4 Reward Points on every Rs. 150 spent on retail spends excluding wallet, EMI and petrol
- By making Vendor/supplier bill payments and GST payments using HDFC Bank Business Regalia Credit Card, get up to 50 days of free credit period
- 12 Complimentary Airport Lounge Access within India at domestic and international terminals
- Customers who use RuPay cards can now enjoy 12 complimentary airport lounge accesses within India and 6 outside India
- With the Diners Club card, you can enjoy up to 12 complimentary airport lounge visits within India and 6 outside India
- PRIORITY PASS: To avail a Priority Pass, you can apply once you complete a minimum of 4 retail transactions on your HDFC Bank Regalia Credit Card. With a Priority Pass, you and your add-on member can together enjoy up to 6 complimentary lounge access per calendar year, outside India
- Get 5% monthly cashback on Business Essential Spends
- Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill
- HDFC Bank Merchants can now conveniently make vendor and distributor payments through a single app using SmartHub
- Get Pre-approved instant loans and Cash withdrawal facility on the Business Credit Card
- Convert all big spends into EMI after purchase
- Zero Lost card liability
- Get Revolving Credit at nominal interest rate
- 2% on all foreign currency spends
- 1% fuel surcharge waiver at all fuel stations across India on transactions betwwen Rs. 400 and Rs. 5000
- Enjoy dining benefits with the Good Food Trail program
- Save up to 20% on all restaurant bills via Swiggy Dineout (20,000+ restaurants). The offer includes both restaurant and Swiggy discounts and is only valid on payments made through the Swiggy app
- Milestone Benefit: Earn Bonus 10,000 Reward Points when spending Rs. 5 lakhs in the anniversary year. Earn an additional 5,000 Reward Points when spending Rs. 8 lakhs in the anniversary year
- Renewal Offer: The renewal fee is waived off if you spent more than 3 lakhs in the previous year
- Convert big spends into EMI after purchase
- Air Accidental death cover up to Rs 1 Cr
- Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs
- Flight Delay cover of up to Rs 25,000
- Missing of Connecting International Flight cover of up to Rs 25,000
- The maximum 50,000 Reward Points can be earned in a statement cycle for your Business Regalia Credit Card
- This card is enabled for contactless payments
