Portfolio Builder is a proprietary tool to help users discover personalised portfolio for their investment needs.
Portfolio is a collection of assets which generate returns over time. Assets can be cash, stocks, bonds, fixed deposits , mutual funds, government securities , ETFs or some derivatives of base assets.
Every individual needs to have a portfolio as per his requirements as every person differs in their risk appetite, goals of investing and have certain preferences.
Fintra Portfolio builder combines the intelligence of portfolio management theory and machine learnt user preferences and creates a portfolio optimised for every individual needs.
Millennials are generally referred to as all the people born between 1981 and 1996. Most of these individuals are in their early 30s and late 20s. Given most of them would be in stable careers and businesses , it is very important to plan their investments which will help them with timely and untimely expenses in the future.
Genz refers to all the people born between 1997 and 2012. Most of the Genz people are either in studies or have just started earning. It is important for GenZ to understand the important of planning ahead given the increasing inflation and consumerism.
The portfolio will vary vastly even within millennials population.We can assume that if someone is looking for moderate risky portfolio then following can be a
Equity - 50%
Debt - 30%
Others - 20%
